Foreclosure Defense – One Step Forward, Two Steps Back

In Florida, the current rate of unemployment is hovering at approximately 12 %. As you know millions of homeowners are losing their homes due to, among other things, the nature of economy. Although banks are touting that they have recovered from the recession, that does not mean that they are lending like they were during the housing boom, or even open to refinancing. In addition, unless a homeowner meets certain criteria put in place by the U.S. Government, banks are refusing to modify mortgage on their own accord. This has created a perfect storm for the unprecedented rate of foreclosures throughout the country; specifically South Florida.

The Anatomy of a Traffic Ticket: From Start to Finish

You have just been pulled over and couldn't talk your way out of a traffic ticket! What now? How does the process start you wonder? Well, there are special rules that govern the practice and procedure in any traffic case and specifically apply to practice and procedure in county courts and before civil traffic infraction hearing officers. Anytime an individual has been issued a traffic ticket he or she has three options.

Credit Card Debt Settlement- What Happens Behind the Scenes ?

Hutchison & Tubiana have represented several individuals in their efforts to effectively negotiate credit card debt. Many credit cards were settled for a fraction of the balance. Our effective strategies have been utilized to save our client’s thousands of dollars. However, it remains a mystery as to why different creditors will settle the same type of consumer debt for different amounts.

Not-Guilty Verdict in Criminal DUI Jury Trial

On September 23, 2010, a local Monroe County man was acquitted from one count of Driving under the Influence, commonly referred to as DUI. The offense of DUI is a charged as a violation of Florida Statute, 316.193. David Hutchison and Vincent Tubiana successfully argued during trial that the Defendant was not impaired from drugs or alcohol while he driving home with a passenger from dinner at a friend’s home.