What is Chapter 7 Bankruptcy?

Chapter 7 Bankruptcy is the most common form of bankruptcy filing. This type of bankruptcy filing accounts for as much as 65% of all Consumer Banking filings! Is a Chapter 7 Bankruptcy filing right for you?

Bankruptcy Practice Serving Florida Keys and Key West Residents

Hutchinson and Tubiana P.L.L.C. is proud to expand our practice areas to better serve Florida Keys, Key Largo and Key West residents suffering from bankruptcy and debt issues. Bankruptcy laws help people who can no longer pay their creditors get a fresh start – by liquidating assets to pay their debts or by creating a

Landlord / Tenant Lease Agreement issues in Key West and the Florida Keys: What about the tenant’s security deposit?

Oftentimes, I have both landlords and tenants that contact me regarding the security deposit associated with a residential lease contract. At first blush, a landlord may think that he or she can simply keep the tenant’s security deposit if the tenant vacated the premises without paying the final month of rent or damages the premises. I mean, after all, it seems fair and equitable right? Wrong!

Estate Planning: Do I need a Will or a Trust? Can’t I just get one online?

A common misconception exists that you can hand-write a Will…that it’s a simple as typing out your wishes on your computer, or jotting down a few notes on a cocktail napkin. In addition, various websites and retailers sell one-size-fit-all Will kits. There are many dangers that lurk in the easy and quick solution.

DUI or other criminal charge in Key West while on vacation?

Key West offers visitors the benefits of wonderful restaurants, great fishing and the opportunity to let your hair down and party. However, there are times where the celebration goes too far and you are arrested and charged with a crime. Or, you could’ve been in the wrong place at the wrong time, and simply a victim of circumstance. You’re far away from home…what now?!

Divorce and Division of Assets in the Current Economy

In terms of division of assets, divorce is no longer what it used to be. Until the last few years, spouses would argue and fight in court in an attempt to secure ownership of the marital home. However, in light of the current economy, there are certain assets that are dangerous to retain.

The Dangers of Representing Yourself in Traffic Court

I attended traffic court this afternoon in front of a county court judge in the Keys. While I was waiting for my case to be called, an individual appeared before the judge pro se. “Pro se” means that he was representing himself without an attorney. Ordinarily, this can be fairly harmless in traffic court, but there are certain circumstances where it is worth the financial commitment to hire an attorney.

Foreclosure Defense – One Step Forward, Two Steps Back

In Florida, the current rate of unemployment is hovering at approximately 12 %. As you know millions of homeowners are losing their homes due to, among other things, the nature of economy. Although banks are touting that they have recovered from the recession, that does not mean that they are lending like they were during the housing boom, or even open to refinancing. In addition, unless a homeowner meets certain criteria put in place by the U.S. Government, banks are refusing to modify mortgage on their own accord. This has created a perfect storm for the unprecedented rate of foreclosures throughout the country; specifically South Florida.