You've received a ticket. What now? Well, there are special rules that govern the practice and procedure in any traffic case and specifically apply to practice and procedure in county courts and before civil traffic infraction hearing officers. Anytime an individual has been issued a traffic ticket he or she has three options.
It is no secret that the South Florida housing market has been subject to an increasing amount of foreclosures. Specifically, many condominiums in the Brickell area have been faced with foreclosure at an unprecedented rate. There are several options a condo owner can look to in the event they are facing financial difficulty and on
The downtown area of Miami, known as Brickell, and also referred to as the “Manhattan of the South”, used to be a ghost town after the close of business. However, in the last ten years, the Brickell area has emerged as a booming residential area where approximately 75,000 people make their home. Brickell is an
Recently, I have had several clients who have contacted our office in order to secure a loan modification. Many clients have indicated that they have been advised by non-lawyers (i.e. realtors, bank agents, etc.) that an easy way to obtain a loan modification is simply to stop making current monthly payments on your home. This
Lately, we have been inundated in the media with these buzzwords. In light of falling home prices and rising unemployment, many families are at risk of losing their homes because they have to choose between putting food on the table or paying their mortgage. There are options that exist in order for you to maximize
Each and every year, the Florida Keys and Key West, draw thousands of visitors for the warm climate, spectacular fishing and diving, and great restaurants and bars. However, the added tourism means that the Monroe County Sherriff’s Office and the Florida Highway Patrol will be in full force setting up DUI checkpoints and even infringing
If you have come to the Florida Keys to visit Key Largo, or travel to Key West, and have been charged or arrested with a crime, you are not alone. The lawyers at Hutchison & Tubiana have represented hundreds of individuals in misdemeanors and felonies. We are seasoned trial lawyers that will explore all avenues
The Act was implemented to address interest rate increases, interest calculations, card issuance and fees. Some examples of these new rules include limitations under which a lender can apply increased interest rates or fees to existing balances; an analysis by the issuer to determine whether the consumer has the ability to pay prior to opening
Throughout the Florida Keys and Key West, an individual debtor who has a regular source of income may file a Chapter 13 enabling them to keep a valuable asset, such as a house. It allows the debtor to propose a “plan” to repay creditors over time, usually three to five years. A Chapter 13 is
With the declining real estate market, throughout the Florida Keys and Key West, it is becoming more common to “lien strip” wholly unsecured second mortgages/deeds of trust on personal residences. The general rule is that these second, third, and all other junior mortgages can be removed off the residence provided the first mortgage/deed of trust
Chapter 7 Bankruptcy is the most common form of bankruptcy filing. This type of bankruptcy filing accounts for as much as 65% of all Consumer Banking filings! Is a Chapter 7 Bankruptcy filing right for you?
Hutchinson and Tubiana P.L.L.C. is proud to expand our practice areas to better serve Florida Keys, Key Largo and Key West residents suffering from bankruptcy and debt issues. Bankruptcy laws help people who can no longer pay their creditors get a fresh start – by liquidating assets to pay their debts or by creating a